The correct answer is 'Query/report builders' because these tools are specifically designed to construct complex queries for databases without requiring the user to write extensive SQL code. They often provide a user-friendly interface that simplifies the selection, filtering, and sorting of data, which is especially helpful for generating detailed reports. Direct/manual access is not the best choice as it would require extensive knowledge of SQL and might not be as efficient for recurring complex report generation. Programmatic access could be used for this purpose but typically requires more technical skills and development effort to create the necessary scripts or programs. User interface/utility access generally provides simpler operations and is not as well-equipped for generating complex reports compared to dedicated query/report builders.