To find the expected yearly financial impact due to the vulnerability, one must calculate the annualized expectation of financial loss, known in risk management terminology as the Annualized Loss Expectancy. This involves multiplying the potential cost inflicted by a single incident by the probability of such an incident occurring within a year. By multiplying the potential cost of $100,000 by the likelihood of 20% (expressed as 0.2), the calculation yields an annual expected financial impact of $20,000. This question helps to ensure that students are not simply memorizing acronyms, but also understanding the underlying concepts and able to perform the calculations without relying solely on specific terminology.