This scenario is characteristic of a phishing attack. Phishing attacks often use fear, urgency, or authority to prompt a quick reaction from the victim, leading them to click on links or provide sensitive information without proper verification. The correct answer is 'Phishing attack employing scare tactics and urgency,' as it involves an unsolicited request, a call to immediate action, and potential consequences for non-compliance. The incorrect answers mention spear phishing, which is typically highly personalized, and baiting, which involves offering something enticing in exchange for information, which is not evident in the scenario provided.