NCLEX RN Practice Question

Referring the client to community financial counseling services is the most appropriate action because it connects the client to professional resources specifically trained to address financial concerns. This intervention focuses on helping the client develop strategies to manage expenses while reducing the stress associated with financial uncertainty. Advising the client to downsize living arrangements without assessing their specific needs or preferences may come across as dismissive or premature. Providing general emotional support, although important, does not directly address the financial problem. Allowing the client to handle these concerns independently ignores the nurse's role in providing support and advocating for resources.