A patient undergoing genetic testing for a hereditary condition has just received their results. They are concerned about their health insurer obtaining this information and potentially using it to alter their coverage. As a medical assistant, you must assure the patient about the confidentiality of their genetic information. How is the patient's genetic information protected under the guidelines you're required to follow?
The genetic information must be disclosed to life insurance companies if they request it for policy underwriting.
GINA mandates all patients to undergo genetic counseling before any genetic test results can be placed in their medical record.
The patient must sign a specific consent form for each family member whose genetic information might be included in their record.
Health insurers cannot make coverage decisions based on genetic information and cannot require genetic testing.
Under the Genetic Information Nondiscrimination Act of 2008 (GINA), health insurers and employers are prohibited from discriminating based on an individual's genetic information. This includes the use of genetic test results and family medical history. Health insurers cannot use this information to make eligibility or coverage decisions, nor can they request or require individuals to undergo genetic testing. In the given scenario, the patient's genetic test results are protected under GINA, which means that their health insurance coverage cannot be altered based on those results. It is important to reassure the patient of their rights and the confidentiality maintained regarding their genetic information. Other incorrect options may seem plausible, such as restrictions on life insurance, which GINA does not cover, or requirements for genetic counseling, which does not directly correlate with the nondiscrimination aspect of GINA.
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What is GINA and how does it protect individuals?
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