ISC2 Systems Security Certified Practitioner (SSCP) Practice Question
A fintech startup already hosts its workloads on AWS. The board asks the security team to ensure that any future data-breach expenses (forensics, customer notification, fines, and legal fees) will not directly impact the company's cash reserves. Which action best aligns with a risk-transfer treatment strategy?
Enable AWS Shield Advanced with automatic mitigation and DDoS cost protection.
Purchase a cyber-liability insurance policy that reimburses breach investigation and notification costs.
Implement continuous patch management across all instances using AWS Systems Manager.
Permanently delete customer PII and only retain fully anonymized aggregates.
Risk transfer moves the financial impact of an event to a third party. Purchasing a cyber-liability insurance policy contractually shifts most breach-related costs to the insurer, satisfying the board's request. The other options either mitigate or avoid risk instead of transferring it: AWS Shield Advanced primarily mitigates DDoS attacks, continuous patch management reduces vulnerability risk, and deleting PII eliminates the asset and therefore avoids the exposure.
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ISC2 Systems Security Certified Practitioner (SSCP)
Risk Identification, Monitoring and Analysis
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