ISC2 Certified Secure Software Lifecycle Professional (CSSLP) Practice Question
During a security requirements workshop for a European e-commerce application that will store customer details and cardholder data, a developer asks how GDPR and PCI DSS differ in their authority. Which statement correctly identifies the governing source for each set of requirements?
GDPR is binding EU legislation, while PCI DSS is an industry standard defined by payment card brands.
Both GDPR and PCI DSS are voluntary frameworks with no contractual or legal penalties for non-compliance.
PCI DSS governs all personal data across Europe, and GDPR applies only to cardholder data handled worldwide.
GDPR is an industry guideline without legal force; PCI DSS is US federal law enforced by regulators.
GDPR is Regulation (EU) 2016/679, an enforceable law passed by the European Union and applicable to any organization processing the personal data of EU residents. PCI DSS, by contrast, is an industry standard created and contractually enforced by the major payment card brands through the PCI Security Standards Council. Non-compliance with GDPR can lead to regulatory fines, whereas failure to meet PCI DSS can result in loss of card-processing privileges and other contractual penalties. The other statements either reverse these roles, mislabel both frameworks as voluntary, or misstate their scope.
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ISC2 Certified Secure Software Lifecycle Professional (CSSLP)
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