Crucial Exams

ISC2 Certified Secure Software Lifecycle Professional (CSSLP) Practice Question

A fintech startup is preparing to deploy a payment-processing microservice that will store primary account numbers (PANs). The product manager proposes postponing the PCI DSS encryption-at-rest requirement to accelerate the release schedule. From an operational risk standpoint, which outcome represents the most immediate consequence of adopting this plan?

  • Liability for any cardholder-data breach would shift to the acquiring bank, leaving the startup with minimal direct consequences.

  • Transaction latency would rise due to added computational load during encryption operations.

  • Deployment complexity would be reduced, thereby lowering the chance of configuration-related outages without major security trade-offs.

  • The service would be immediately out of compliance with PCI DSS, increasing the likelihood of fines and forced breach disclosure if data is exposed.

ISC2 Certified Secure Software Lifecycle Professional (CSSLP)
Secure Software Deployment, Operations, Maintenance
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