During multi-factor authentication setup, which item is considered a "something you have" factor rather than knowledge or biometric?
A complex password memorized by the user
A fingerprint scanned by a reader
The mother's maiden name used as a challenge response
A hardware token that displays a changing PIN
Authentication factors are grouped by how the user proves identity. A hardware token demonstrates possession, satisfying the "something you have" category. A memorized password is "something you know," a fingerprint is "something you are," and a mother's maiden name used as a challenge response is also knowledge-based, not possession. Therefore, only the hardware token aligns with the possession factor.
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