Each computer operates independently without central management - This is correct. A workgroup is a decentralized network model where each computer operates independently, with no centralized server for managing accounts or permissions. Each computer maintains its own user accounts and settings.
All computers are controlled by a centralized server - A domain environment describes this setup, where a centralized server (like a domain controller) manages user accounts, permissions and network resources.
User accounts can be shared across all computers in the network - In a workgroup, user accounts are managed locally on each computer and are not shared across the network. Users need separate accounts on each computer.
Network resources can be shared among devices. - While resources like files and printers can be shared in a workgroup, this is also possible in other network models, including domains.
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