Answer Description

The answer is MFA. Multi-factor authentication is a logical security method that requires the user to present at least two forms of authentication before being granted access. This is in the form of something the user knows (i.e.password), something they have (i.e. smart card) or something they are (i.e. fingerprint). The other choices are forms of security that would not satisfy the requirement.

Wikipedia

Multi-factor authentication (MFA; encompassing two-factor authentication, or 2FA, along with similar terms) is an electronic authentication method in which a user is granted access to a website or application only after successfully presenting two or more pieces of evidence (or factors) to an authentication mechanism: knowledge (something only the user knows), possession (something only the user has), and inherence (something only the user is). MFA protects user data—which may include personal identification or financial assets—from being accessed by an unauthorized third party that may have been able to discover, for example, a single password. A third-party authenticator (TPA) app enables two-factor authentication, usually by showing a randomly generated and frequently changing code to use for authentication.